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Regulation for Insurance
Surveyors and Loss Assessors
(Licensing, Professional Requirements and Code of Conduct)
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CHAPTER I -
Preliminary
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CHAPTER II -
Licensing Procedure
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CHAPTER III
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Constitution And Functions of Surveyors and Loss Assessors
Committee
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CHAPTER IV
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Duties And Responsibilities of a Surveyor and Loss Assessor
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CHAPTER V
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Categorisation of Surveyors
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CHAPTER VI -
Code of Conduct
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CHAPTER VII
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Practical Training
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CHAPTER VIII
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Miscellaneous
SCHEDULE
In
exercise of the powers conferred by sections 42D, 64UM and 114A of
the Insurance Act, 1938 (4 of 1938) and section 26 of the Insurance
Regulatory and Development Authority Act, 1999 (41 of 1999), the
Authority, in consultation with the Insurance Advisory Committee,
hereby makes the following regulations, namely--
CHAPTER I
PRELIMINARY
1.
Short title, commencement and application
(1)
These regulations may be called the Insurance Surveyors and Loss
Assessors (Licensing, Professional Requirements and Code of Conduct)
Regulations, 2000.
(2)
They shall come into force on the date of their publication in the
Official Gazette and shall apply to all licensed insurance surveyors
and loss assessors.
2.
Definitions
In
these regulations, unless the context otherwise requires,--
(a) "Act" means the Insurance Act, 1938 (4 of 1938);
(b)
"applicant" means any person who applies for the
grant of a surveyor's and loss assessor's licence or renewal
thereof;
(c)
"Authority" means the Insurance Regulatory and
Development Authority established under sub-section (1) of section 3
of the Insurance Regulatory and Development Authority Act, 1999 (41
of 1999);
(d)
"Designated Person" means an officer of the
Authority detailed by the Authority to discharge the functions
assigned to him under all or any of these regulations;
(e)
"Inspecting Authority" means the person(s)
appointed by the Authority to inspect and investigate the affairs of
any surveyor and loss assessor;
(f)
"IRDA Act" means the Insurance Regulatory and
Development Authority Act, 1999 (41 of 1999);
(g)
Words and expressions used and not defined in these
regulations but defined in the Insurance Act, 1938 (4 of 1938) or
Insurance Regulatory and Development Authority Act, 1999 (41 of
1999) or the General Insurance Business (Nationalisation) Act, 1972
(57 of 1972), or in any rules or regulations made under those Acts,
shall have the meanings respectively assigned to them in those Acts
or rules or regulations, as the case may be.
CHAPTER II
LICENSING
PROCEDURE
3.
Application for, and matters relating to, grant of licence
(1)
Every person who is an individual and intending to act as a surveyor
and loss assessor in respect of general insurance business shall
apply to the Authority for grant of licence in
Form-IRDA-1-AF as
given in the Schedule to these regulations.
(2)
The Authority shall, before granting licence, take into
consideration all matters relating to the duties, responsibilities
and functions of surveyor and loss assessor and satisfy itself that
the applicant is a fit and proper person to be granted a licence. In
particular and without prejudice to the foregoing, the Authority
shall satisfy itself that the applicant, in addition to submitting
the application complete in all respects,--
(a)
satisfies all the applicable requirements of section 64UM
read with section 42D of the Act and rule 56A of the Insurance
Rules, 1939;
(b)
possesses such additional technical qualifications as may be
specified by the Authority from time to time;
(c)
has furnished evidence of payment of fees for grant of
licence, depending upon the categorisation;
(d)
has undergone a period of practical training, not exceeding
12 months, as contained in Chapter VII of these regulations; and
(e)
furnishes such additional information as may be required by
the Authority from time to time.
(3)
The Authority on being satisfied that the applicant is eligible for
grant of licence, shall grant the same in
Form-IRDA-2-LF as given in
the Schedule to these regulations and send an intimation to the
applicant together with an identity card mentioning the particular
class or category of general insurance business, namely, fire,
marine cargo, marine hull, engineering, motor, miscellaneous and
loss of profit for which the Authority has granted licence and the
licence shall remain valid for a period of five years from the date
of issue thereof, unless cancelled earlier.
(4)
A surveyor and loss assessor, whose licence has been cancelled or
suspended for any reason, may submit an application for issuance of
licence, after the expiry of three years from the date of such
cancellation or suspension, and, such an application shall be
treated as a fresh case, and, accordingly, the applicant shall
satisfy all the requirements of sub-regulation (2).
(5)
A surveyor and loss assessor shall be subject to categorisation as
specified in Chapter V of these regulations.
(6)
A licence issued, before the commencement of these regulations, by
the Controller of Insurance or his authorised representative shall
be deemed to have been issued in accordance with these regulations.
4.
Corporate surveyors and loss assessors
(1)
Where the applicant is a company or firm, the Authority shall be
satisfied that all the directors or partners, as the case may be,
possess one or more of the qualifications specified in section
64UM(1)D(i) of the Act and none of such directors or partners, as
the case may be, suffers from any of the disqualifications mentioned
in section 42D of the Act, read with section 42(4) of the Act.
(2)
The applicant referred to in (1) shall apply in
Form-IRDA-3-AF as
given in the Schedule to these regulations.
(3)
The Authority on being satisfied that the applicant is eligible for
grant of licence, shall grant the same in
Form-IRDA-4-LF, as given
in the Schedule to these regulations, and, all the provisions of
regulation 3 above, shall apply mutatis mutandis to corporate
surveyors.
5.
Fee structure
On
and from May 1, 2001, the fee payable to the Authority by fresh
applicants for grant of licence to act as surveyors and loss
assessors, category-wise, shall be as stated in the following table
:
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Sl. No.
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Category
of surveyor and loss assessor
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Amount
payable by individuals
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Amount
payable by corporate surveyor and loss assessor
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Rs.
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Rs.
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1.
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A
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Ten thousand |
Twenty-five thousand |
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2.
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B
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Seven thousand five hundred |
Twenty thousand
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3.
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C
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Five thousand |
Fifteen thousand |
6.
Application to conform to the requirements
Any
incomplete application not conforming to the requirements of these
regulations shall be rejected:
PROVIDED
that before rejecting any such application, the applicant shall be
given a reasonable opportunity to make good the application.
7. Renewal of licence
(1)
An insurance surveyor and loss assessor, desiring to renew the
licence granted earlier, either under these regulations or prior to
the commencement of these regulations, shall apply to the Authority
at least thirty days before the expiry of the period of validity
thereof, in Form-IRDA-5-AF (for individuals)/Form-IRDA-6-AF (for
corporate surveyors) as given in the Schedule to these regulations,
along with a renewal fee of two hundred rupees:
PROVIDED
that the Authority may, if it is satisfied that undue hardship would
be caused otherwise, accept any application, within six months of
its expiry on payment by the applicant of a penalty of seven hundred
and fifty rupees:
PROVIDED
FURTHER that a licence not so renewed can be revalidated only as a
fresh case.
(2)
A licence so renewed shall be valid for five years from the date of
renewal, unless cancelled earlier.
The renewed licence shall be in the
Form-IRDA-7-LF or
Form-IRDA-8-LF, as the case may be.
(3)
Every applicant, be it an individual or a company or a firm, while
applying for renewal of the licence shall certify to the Authority
that he of any or its directors or any of its partners, as the case
may be, has--
(i)
not contravened any of the provisions of the Act or the IRDA
Act, or any rules or regulations made under those Acts or any order
or direction issued by the Authority;
(ii)
not made a statement which is false in material particulars
with regard to his eligibility for the licence or renewal thereof or
in any of the activities transacted by him or them or the matters
connected therewith as a surveyor and loss assessor;
(iii)
neither had his licence cancelled or suspended under the Act,
nor had violated the code of conduct prescribed under these
regulations;
(iv) discharged the duties and responsibilities as a professional;
(v) not been negligent in the discharge of his obligations;
(vi) not been sentenced to a term of imprisonment by any court of
law.
8.
Procedure where licence is not to be granted or renewed, or where
licence is to be suspended or cancelled
(1)
Where an applicant does not satisfy the provisions of the Act and
these regulations, the Authority may reject the application for
grant of licence or renewal thereof and refund to the applicant not
more than 60 per cent of the fee received :
PROVIDED
that no application shall be rejected unless the applicant has been
given a reasonable opportunity to make good the application within a
time frame as may be deemed appropriate by the Authority, according
to the facts and circumstances of each case.
(2)
The refusal shall be communicated to the applicant within thirty
days of such refusal, stating the grounds of rejection.
(3)
Where it is found that a surveyor and loss assessor suffers from any
of the disqualifications or has knowingly contravened any provisions
of the Act or the IRDA Act, or the rules or regulations made under
those Acts or any order or direction or instruction issued by the
Authority, the Authority may, after giving such surveyor and loss
assessor an opportunity of being heard, cancel his licence, with
effect from such date as may be specified by it and the Authority
shall notify such cancellation in the Official Gazette.
(4)
The Authority may refuse to grant or renew licence, or suspend or
cancel a licence already granted, to a surveyor and loss assessor,
if he/it--
(i)
fails to discharge the duties and responsibilities in a
satisfactory and professional manner; or
(ii) violates the code of conduct prescribed under these
regulations; or
(iii)
makes a statement which is false in material particulars with
regard to the eligibility for obtaining licence or has, after the
issue or renewal of such licence, acquired any of the
disqualifications provided under sub-section (4) of section 42 of
the Act, read with clause (D) of sub-section (1) of section 64UM of
the Act:
PROVIDED
that the Authority shall give a reasonable opportunity, to the
person concerned, of being heard, before such refusal or suspension
or cancellation. The
Authority shall notify only cancellations in the Official Gazette:
PROVIDED
FURTHER that the powers conferred on the Authority in this
sub-regulation are without prejudice to the powers conferred on it
by sub-section (7) of section 64UM of the Act.
(5)
The refusal or suspension or cancellation of licence referred to in
sub-regulation (4) shall take effect from the date of such refusal,
suspension or cancellation, as the case may be, and, no such
surveyor and loss assessor shall carry out any survey and loss
assessment work thereafter, including the jobs on hand.
All such pending jobs shall be returned by him/it to the
insurer or the insured, as the case may be.
9.
Suspension of the licence
(1)
A licensed surveyor and loss assessor whose licence is proposed to
be suspended by the Authority may be granted an opportunity before
suspending the licence:
PROVIDED
however, that the Authority may not follow this procedure if the
continued employment of the licensed surveyor and loss assessor is
considered to be detrimental to the cause of insurance underwriting.
(2)
The period of suspension will be indicated in the order of the
Authority.
(3)
On receipt of the order of suspension, the licensed surveyor and
loss assessor may file an appeal with the Authority asking for
revocation of suspension. The
Authority may designate an officer who will hear the representation
of the licensed surveyor and loss assessor and make such orders as
are deemed fit. The
order made in this regard shall be communicated to the suspended
surveyor and loss assessor.
(4)
If, on the basis of the order of the designated person, the
Authority restores the licence of the surveyor and loss assessor, it
will indicate the date from which the restoration will take place.
(5)
During the period of suspension, the surveyor and loss assessor
shall be prohibited from carrying out any surveys and all work that
was handled prior to suspension and has remained incomplete shall be
returned to an insurer or the insured, as the case may be.
(6)
The licence granted by the Authority may be cancelled by the
Authority where the surveyor and loss assessor does not represent
within a period of 45 days from the date of order of suspension.
(7)
Any order of suspension or revocation of the order thereof shall be
intimated to the insurers.
10.
Issue of duplicate licence/identity card
(1)
A person to whom a licence has been issued or renewed, shall, if
such licence and/or identity card is/are lost, destroyed or
mutilated, make an application in
Form-IRDA-9 given in the Schedule
to these regulations to the Authority requesting for issuance of
duplicate thereof, along with a fee of five rupees.
(2)
The application referred to in sub-regulation (1) shall contain full
particulars of licence/identity card and as to how the
loss/destruction or mutilation has occurred, and the application
shall be accompanied by the mutilated pieces, if any, in possession
of the person making the application.
(3)
The Authority, on being satisfied, may issue a duplicate licence
and/or identity card in Form-IRDA-10-LF
as given in the Schedule to
these regulations.
(4)
The duplicate so issued shall remain in force for the remainder of
the period of validity of the licence and/or identity card, unless
cancelled earlier, and the duplicate shall bear an endorsement
thereon that it is a duplicate.
CHAPTER III
CONSTITUTION
AND FUNCTIONS OF SURVEYORS AND
LOSS ASSESSORS COMMITTEE
11.
Constitution
(1)
The Authority shall constitute a committee to be called
"Surveyors and Loss Assessors Committee" (hereinafter
referred to as "the Committee"), for assisting the
Authority on the matters and affairs relating to Insurance Surveyors
and Loss Assessors.
(2)
The Committee may consist of the following persons:
(i) an officer of the Authority;
(ii) two representatives of the Surveyors and Loss Assessors;
(iii) a representative of Insurers;
(iv) a representative of the policyholders;
(3)
The Committee will be for a period of three years and will be
presided over by the officer of the Authority.
12.
Functions of the Committee
(1)
The Committee shall perform the following functions:
(i)
recommending the syllabus for examination and practical
training requirements for persons to qualify as surveyors and loss
assessors;
(ii)
recommending to the Authority for its consideration to
recognise foreign qualifications and training for the purposes of
grant of licence to act as surveyors and loss assessors;
(iii)
improving and developing the status and standard of the
profession of surveyors and loss assessors;
(iv)
co-ordinating with educational or other institutions, having
as their objects wholly or partly, similar to those of the
profession of surveyors and loss assessors, in such manner as may be
conducive for the attainment of common objectives;
(v)
looking into the matters of professional misconduct,
indiscipline, non-adherence to code of conduct by surveyors and loss
assessors; and dealing with complaints of insured/insurer in respect
of survey work done by surveyors and loss assessors;
(vi)
discharging any other function, which may be entrusted by the
Authority, from time to time.
(2)
The Committee may meet as frequently as necessary to conduct its
affairs.
(3)
The members of the Committee, other than the officer of Authority
will be entitled to such allowances as may be determined by the
Authority from time to time.
CHAPTER IV
DUTIES
AND RESPONSIBILITIES OF A SURVEYOR AND LOSS ASSESSOR
13.
(1) A surveyor and loss assessor shall, for a major part of the
working time, investigate, manage, quantify, validate and deal with
losses (whether insured or not) arising from any contingency, and
report thereon, and carry out the work with competence, objectivity
and professional integrity by strictly adhering to the code of
conduct expected of such surveyor and loss assessor.
(2)
The following, shall, inter alia, be the duties and responsibilities
of a surveyor and loss assessor:
(i)
declaring whether he has any interest in the subject-matter
in question or whether it pertains to any of his relatives, business
partners or through material shareholding;
Explanation :
For the purpose of this clause 'relatives' shall mean any of the
relatives as mentioned in Schedule IA to the Companies Act, 1956;
(ii)
maintaining confidentiality and neutrality without
jeopardising the liability of the insurer and claim of the insured;
(iii)
conducting inspection and re-inspection of the property in
question suffering a loss;
(iv)
examining, inquiring, investigating, verifying and checking
upon the causes and the circumstances of the loss in question
including extent of loss, nature of ownership and insurable
interest;
(v)
conducting spot and final surveys, as and when necessary and
comment upon franchise, excess/under insurance and any other related
matter;
(vi)
estimating, measuring and determining the quantum and
description of the subject under loss;
(vii)
advising the insurer and the insured about loss minimisation,
loss control, security and safety measures, wherever appropriate, to
avoid further losses;
(viii)
commenting on the admissibility of the loss as also observance of
warranty conditions under the policy contract;
(ix) surveying and assessing the loss on behalf of insurer or
insured;
(x) assessing liability under the contract of insurance;
(xi) pointing out discrepancy, if any, in the policy wordings;
(xii)
satisfying queries of the insured/insurer and of persons
connected thereto in respect of the claim/loss;
(xiii)
recommending applicability of depreciation and the percentage
and quantum of depreciation;
(xiv)
giving reasons for repudiation of claim, in case the claim is
not covered by policy terms and conditions;
(xv) taking expert opinion, wherever required;
(xvi) commenting on salvage and its disposal wherever necessary.
(3)
A surveyor or loss assessor shall submit his report to the insurer
as expeditiously as possible, but not later than 30 days of his
appointment:
PROVIDED
that in exceptional cases, the aforementioned period can be extended
with the consent of the insured and the insurer.
CHAPTER V
CATEGORISATION
OF SURVEYORS
14.
(1) A surveyor and loss assessor shall be categorised, as mentioned
in sub-regulation (3), based on the following criteria:
(i)
professional qualifications;
(ii)
training undergone;
(iii)
experience as a surveyor and loss assessor and any other
relevant professional experience;
(iv)
any other criteria, as may be specified by the Authority from
time to time.
(2)
The categorisation shall be done and reviewed from time to time on
the basis of a point system evolved by the Authority in consultation
with the committee referred to in Chapter III of these regulations.
(3)
The categorisation shall consist of allocation of one or more
specified departments of insurance business, based on the factors
mentioned above and shall include categorisation of the surveyors
and loss assessors into three categories, viz., Category A, Category
B and Category C.
(4)
Every surveyor and loss assessor, whether a company or firm or an
individual, shall be eligible to carry on the work as a surveyor or
loss assessor, as per the categorisation specified in the licence.
CHAPTER VI
CODE
OF CONDUCT
15.
Every surveyor and loss assessor shall,--
(1)
behave ethically and with integrity in the professional pursuits.
Integrity implies not merely honesty but fair dealings and
truthfulness;
(2)
strive for objectivity in professional and business judgment;
(3)
act impartially, when acting on instructions from an insurer in
relation to a policyholder's claim under a policy issued by that
insurer;
(4)
conduct himself with courtesy and consideration to all people with
whom he comes into contact during the course of his work;
(5)
not accept or perform survey works in areas for which he does not
hold a licence;
(6)
not accept or perform work which he is not competent to undertake,
unless he obtains some advice and assistance, as will enable him to
carry out the work competently;
(7)
carry out his professional work with due diligence, care and skill
and with proper regard to technical and professional standards
expected of him;
(8)
keep himself updated with all developments relevant to his
professional practice;
(9)
at all times maintain proper record for work done by him and comply
with all relevant laws;
(10)
assist and encourage his colleagues to obtain professional
qualifications, and, in this behalf, provide free articleship and/or
practical training for a period of twelve months;
(11)
maintain a register of survey work, containing the relevant
information, in Form-IRDA-11 as given in the Schedule to these
regulations, and shall keep important records of the survey reports,
photographs and other important documents for a period of three
years and furnish the same and such other specified returns, as and
when called for by the Authority or by any investigating authority
or the insurer;
(12)
disclose to all parties concerned his appointment, where the
acceptance or continuance of such an engagement may materially
prejudice, or could be seen to materially affect the interests of
any interested party. As
soon as a conflict of interest is foreseen, every surveyor and loss
assessor shall notify all interested parties immediately and seek
instructions for his continuance;
(13)
not disclose any information, pertaining to a client or employer or
policy-holder acquired in the course of his professional work, to
any third party, except, where consent has been obtained from the
interested party, or where there is a legal right or duty enjoined
upon him to disclose;
(14)
neither use nor appear to use, any confidential information acquired
or received by him in the course of his professional work, to his
personal advantage or for the advantage of a third party.
CHAPTER VII
PRACTICAL
TRAINING
16.
(1) An applicant seeking a licence to act as a surveyor and loss
assessor shall undergo a period of practical training of not less
than twelve months with a surveyor and loss assessor as specified
below.
(2)
The surveyor under whom an applicant will be trained shall belong to
Category A or Category B as classified by the Authority while
granting a licence.
(3)
The trainee shall maintain a record of training received during the
period and shall get it certified by the surveyor and loss assessor
under whom he has trained and the certificate shall be attached to
the application for seeking grant of a licence under regulation 3.
(4)
The licence to be granted to an applicant to act as a surveyor and
loss assessor shall be in that particular area for which he has been
trained.
(5)
If a surveyor and loss assessor already licensed by the Authority
seeks to obtain a similar licence for acting as a surveyor in a
category other than for which he is licensed, he shall undergo a
period of training not less than six months under a surveyor and
loss assessor holding either Category A or Category B licence issued
by the Authority to act in that particular area.
17.
The Authority may also prescribe the passing by an applicant of an
examination on the successful completion of the training prescribed
above for the grant of a licence under regulation 3.
The examination may be conducted either by the Authority
itself or by an institution authorised by it in this behalf.
CHAPTER VIII
MISCELLANEOUS
18.
Register of licensed insurance surveyors and loss assessors
(1)
The Authority shall maintain a reister of all licensed insurance
surveyors and loss assessors containing the following particulars:
(i)
full name, date of birth, domicile, residential and
professional address;
(ii) the date on which name is entered in the register;
(iii) licence number and period of validity;
(iv) professional and other qualifications;
(v) areas of survey work licensed to be undertaken;
(vi) categorisation of the surveyor and loss assessor;
(vii)
any other particulars as may be prescribed by the Authority
from time to time:
PROVIDED
that in the case of corporate surveyors, the particulars to be
entered in the register, shall be with reference to every director
or partner, as the case may be.
(2)
The Authority shall delete the particulars of surveyors and loss
assessors, who are no longer alive, or whose licence has been
cancelled or suspended.
(3)
The Authority shall cause the publication of the relevant
particulars entered in the register, as may be considered
appropriate by it, at such intervals and in such manner, as may be
deemed fit.
19.
Submission of returns
Every
licensed surveyor and loss assessor shall--
(a)
furnish such of the document, statement, account, return or
report, as and when required by the Authority, and comply with such
directions, as may be issued by the Authority in this behalf, from
time to time; and
(b)
submit an annual statement in
Form-IRDA-12 given in the
Schedule to these regulations.
20.
Inspection
(1)
The Authority, may appoint one or more persons as inspecting
authority to undertake inspection of survey work, books, records and
documents, or to investigate any bona fide complaint received
against a surveyor and loss assessor.
(2)
The inspecting authority shall, as soon as possible, submit an
inspection report to the Authority.
(3)
The inspecting authority shall be given all information demanded by
it for the purpose of carrying out inspection/investigation work,
and shall be extended all possible co-operation, to facilitate the
conduct of its work.
(4)
The Authority shall, after consideration of the inspection report,
communicate the findings of the inspecting authority to the surveyor
and loss assessor, and shall also give him a reasonable opportunity
of being heard before any action is taken by the Authority on the
findings of the inspection report.
21.
Power to clarify
In
case of any doubt or ambiguity in regard to any of these
regulations, the same shall be clarified by the Chairperson of the
Authority.
SCHEDULE
FORM
IRDA-1-AF
[Refer
Regulation 3(1)]
APPLICATION
FOR A LICENCE TO ACT AS SURVEYOR AND LOSS ASSESSOR
To
| Insurance Regulatory
and Development Authority
Gate
No. 3, First Floor, Jeevan Tara Bldg.,
5, Parliament
Street, New Delhi-110001
Telephone
No. 3364711
|
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Passport size
Photo
(3 + 1)
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Sir,
1.
I request that a licence to act as a Surveyor and Loss Assessor may
be granted to me for the following classes:
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Depts.
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Fire
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Mrn.
Cargo
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Mrn.
Hull
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Engg.
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Motor
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Misc.
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LOP
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Please
tick
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2.
I enclose a Demand Draft No. ......... Dated .......... Drawn on
.......... towards payment of fees.
3.
I hereby declare that :
(i)
I have not been found to be of unsound mind by a court of
competent jurisdiction.
(ii)
I have not been found guilty of criminal misappropriation or
criminal breach of trust or cheating or forgery or of abetment or
attempt to commit any such offence by a court of competent
jurisdiction.
(iii)
I have not been
found guilty of or to have knowingly participated in or connived at
any fraud/dishonesty or misrepresentation against an insurer or an
insured in the course of any judicial proceeding relating to any
policy of insurance or the winding up of an insurance company or in
the course of any investigation of the affairs of an insurer.
(iv)
I shall not violate the code of conduct specified by the
regulations made by the Authority.
(v)
I possess the requisite qualifications and practical training
as specified by the regulations made by the Authority.
(vi)
I have passed such examination as specified by the
regulations made by the Authority.
(vii) I enclose 4 passport size photographs.
[Please
also enclose an effidavit affirming clauses (i) to (vi) duly
notarised.]
4.
I also declare that the particulars given below are true :
(IN
BLOCK LETTERS)
a.
Full name (in Hindi and English) ......................
Shri/Smt./Kum.
......................
b.
Father's/Husband's name ......................
c.
Full Address in Hindi with Pin Code ......................
d.
Full Address in English with Pin Code ......................
......................
......................
5. Qualification
(a)
Academic/Professional ......................
(b)
Insurance ......................
(c)
Training attended (Nature - duration) ......................
6. Communication :
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Phone
Office
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Phone
Res.
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Fax
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Pager
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Mobile
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E-Mail
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7. Date of Birth .............................
8.
Practical Training Details (Please enclose the certificate of\
training obtained from the surveyor/survey firm)
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Name
of Surveyor/ Survey Firm
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Departments
allocated to the Surveyor/ Survey Firm
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Category
awarded to the Surveyor/ Survey Firm
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Period
of training undergone (Please mention dates)
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Name
of person(s) under whom training undertaken
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Areas
covered
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Result
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|
|
|
|
|
|
9.
Experience :
(a)
Whether the applicant is employed with any insurance company
:...........
(b)
Job experience in previous employment other than insurance
surveyor, if any : ............
(c) Details of other business/employment : .............
10.
Whether the applicant possesses any of the following qualifications:
Yes/No
If
so, give details and also enclose either the original diploma
certificate with one copy each or copies of original diploma duly
attested by a Magistrate or Notary Public.
(Where original diploma/certificates are sent they will be
returned after perusal but no responsibility can be accepted for
loss or damage of such originals):
(a) Holds a degree of a recognised university in any branch of
Engineering.
(b) Is a fellow or associate member of the Institute of Chartered
Accountants of India or the Institute of Cost and Works Accountants
of India.
(c)
Actuarial qualifications or holds a degree or diploma of any
recognised university or institute in relation to insurance.
(d) Holds a diploma in insurance granted or recognised by the
Government.
(e) Possesses any of the technical qualifications mentioned in
Rule 56-A of the Insurance Rules, 1939.
11. (a)
Are you employed? If
yes, please give details.
(b)
Are you under the employment of a Government/Semi-Government
Organisation or any other Public Sector Undertaking, Private
Organisation? Give
details and attach No Objection Certificate of your present
employer.
(c) Experience : Job experience in chronological order of
employment.
12.
Have you ever held a licence to act as a surveyor and loss assessor?
If so, state number and date and attach a
photocopy of the
Licence No., SLA date of issue. If the licence is required in the name of the Sole
Proprietorship Firm,
full name and address of the firm under which
the individual proposes to carry on the work should also be
mentioned here.
Your's faithfully
Signature of the Applicant
CHECK
LIST
Please
ensure :
(1)
Draft in favour of Insurance Regulatory and Development
Authority payable at New Delhi.
(2)
Degree/Diploma attested by Notary/Magistrate only.
(3)
Affidavit duly notarised against S. No. 3 of the application
form is a must.
(4)
Self-addressed envelop of 4.5" x 10" with Rs. 17
postage stamps.
(5)
Please enclose attested documents in response to Q. Nos. 5,
8, 9, 10 and 11, the answers to which are a must.
(6)
Please attach 4 passport size photographs with the
application.
Notes
:
1.
The attention of the applicant is drawn to Section 102 of the
Insurance Act, 1938, which provides that whoever in any document
required for the purpose of any of the provisions of the Act, rules
or regulations made thereunder, fails to furnish the same shall be
liable to a penalty not exceeding Rs. 5 lakhs for each such failure
and punishable with fine.
2.
An individual can apply for only one licence, which will
entitle him to act as a surveyor and loss assessor for any insurer.
3.
Any correction or alteration made in answer to the questions
in the application should be initialled by the applicant.
4.
An applicant must be at least 18 (eighteen) years of age on
the date of submission of the application.
In the case of any applicant declaring that he is 18 years,
the exact date of birth should be stated against item 4 of the
application. If
required the applicant shall furnish proof of age.
5.
The fee as specified in the regulation should be paid by
means of Account Payee Demand Draft in favour of Insurance
Regulatory and Development Authority, New Delhi drawn on the Indian
Overseas Bank, Parliament Street Branch, New Delhi.
Fee Structure :
The following scale of fees shall be payable to IRDA from the fresh
applicants for grant of licence:
|
Sl. No.
|
Category
of Surveyor and Loss Assessor
|
Amount
payable for Individuals (Rupees)
|
|
1.
|
A
|
Ten thousand |
|
2.
|
B
|
Seven thousand
five hundred |
|
3.
|
C
|
Five thousand |
6.
If the fee is made for a category of surveyor and loss
assessor licence which involves payment of higher sum of money and
the Authority grants a licence whose category involves payment of
lower fees the Authority shall refund the balance to the applicant
within a reasonable period of time through a crossed cheque in
favour of the applicant.
7.
The application complete in all respects along with bank
draft and the certificates attested by a Magistrate or a Notary
Public should be forwarded by the applicant to the following address
by Registered Post:
The
Insurance Regulatory and Development Authority
Gate
No. 3, First Floor, Jeevan Tara Building,
5,
Parliament Street, New Delhi-110001
Tel.
No. 3364711
Enquiry
between 1500 hrs. to 1600 hrs.
As
the licence is issued bilingual viz., in Hindi and English, the
applicant may like to indicate how he spells his name in Hindi. It is, therefore, requested that the name and address may be
written both in Hindi and English.
8.
Payment in Cash or by Money Order, Cheque, Postal Order,
Postage or Insurance Stamp is not accepted and will be returned at
applicant's cost.
9.
No acknowledgement of this application will be sent. If one
is required the application should be sent by registered post
(acknowledgement due).
10.
An affidavit duly notarised on non-judicial stamp paper is
required to be furnished for both fresh and renewal of licences in
the form of a declaration as contained against Sl. No. 3 of the
application form.
FORM IRDA-2 LF
[Refer
regulation 3(3)]
Not
Transferable
LICENCE
NO. .........
LICENCE
TO ACT AS A SURVEYOR AND LOSS ASSESSOR UNDER
THE INSURANCE ACT, 1938
|
Mr./Mrs./Miss
.........................
Address
House No. ....... Street .........
Town/District
......... State ........ Pin Code ......
|
|
*working as
sole proprietor of ....................... having paid the specified
fee and having made the necessary declaration is hereby authorised
under section 64UM of the Insurance Act, 1938 to act as surveyor and
loss assessor for a period of five years from .......
This licence
will expire on .......
Name
................. is allocated the following departments and
category:
|
Depts.
|
Fire
|
Mrn.
Cargo
|
Mrn.
Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
|
Category
|
|
|
|
|
|
|
|
New Delhi,
dated the ........ 20 ..........
Signature of
the Licence holder ............
Designated Person
Insurance Regulatory and Development Authority
*(Strike
out if not required)
(See
Notes on the reverse)
Notes
:
1.
If it is desired to renew this licence for a further period,
the procedure stated in the regulations shall be followed, and an
application for renewal should reach the Authority at least thirty
days before the licence expires.
2.
This licence authorises the licence holder to act as a
surveyor and loss assessor for any registered insurer and therefore,
no identifying mark or note of any description by which the identity
of an insurer might be established should be placed on the licence.
3.
No correction in this licence shall be valid unless
initialled by the Designated Person of the Authority.
FORM IRDA-3-AF
[Refer
regulation 4(2)]
APPLICATION
FROM A FIRM OR COMPANY
FOR A LICENCE TO ACT AS A SURVEYOR AND LOSS
ASSESSOR
To
The
Insurance Regulatory and Development Authority
Gate No. 3,
First Floor, Jeevan Tara Bldg.,
5,
Parliament Street, New Delhi-110 001.
Tel. 3364711
Dear Sir,
It is
requested that a licence to act as a Surveyor and Loss Assessor may
be granted to our Firm/Company for the following departments and
category:
|
Depts.
|
Fire
|
Mrn.
Cargo
|
Mrn.
Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
|
Please
tick
|
|
|
|
|
|
|
|
1.
The receipt No. ......... dated ........ from ........
showing payment of fees of Rs. ..... is enclosed.
2. It is hereby declared that--
-
no director/partner
of our Company/Firm has been found to be of unsound mind by a court
of competent jurisdiction;
-
no director/partner
of our Company/Firm has been found guilty of criminal
misappropriation or criminal breach of trust, or cheating or
forgery, or an abetment of or attempt to commit any such offence by
a court of competent jurisdiction;
-
no director/partner
of our Company/Firm has been found guilty of or to have knowingly
participated in or connived at any fraud, dishonesty or
misrepresentation against an insurer or an insured in the course of
any judicial proceedings relating to any policy of insurance or the
winding up of an insurance company or in the course of an
investigation of the affairs of an insurer;
-
no director/partner
of our Company/Firm is a minor;
-
no director/partner
of our Company/Firm shall violate the code of conduct specified by
the regulations made by the Authority;
-
all director(s)/partner(s) of our Company/Firm possess the requisite
qualifications and practical training as specified by the
regulations made by the Authority; and
-
all director(s)/partner(s)/persons of our Company/Firm have passed
such examination as specified by the regulations made by the
Authority.
3.
It is also declared that the particulars given below are true.
| 1. |
Full Name of the
applicant (in Block Letters in Hindi and English) |
1. Company/Firm..................... |
| 2. |
Full Address |
2. ................................... |
| |
(In Hindi and
English) |
....................................... |
| 3. |
The names of all
the directors/partners with their addresses stating in each
case date of birth and whether they claim to :-- |
3. ................................... |
| |
(a) have been
in practice as a surveyor/loss assessor on the 31st May 1970
or |
(a) ................................. |
| |
(b) hold a degree
of a recognised university in any branch of engineering or |
(b) ................................. |
| |
(c) be a fellow
or associate member of the Institute of Chartered Accountants
of India or Institute of Cost and Works Accountants of India
or |
(c)
................................. |
| |
(d) possess actuarial
qualifications or hold a degree or diploma of any Indian University
or Institute in relation to insurance or |
(d)
................................. |
| |
(e) hold a diploma
in insurance granted or recognized by the Government or |
(e) .................................
|
| |
(f) possess any
of the technical qualifications mentioned in Rule 56A |
(f) ................................. |
[N.B. 1: In the case of
each of the partners/directors claiming to come under item (a) above
and not being eligible to come under any of the items (b) to (f)
above, a declaration as given in the Insurance Rules, 1939 and sworn
before a Magistrate or Notary Public should be forwarded and in the
case of each of the partners/directors claiming to come under any
one of the items (b) to (f) above, either the original
diplomas/certificates with one of the attested copy each, or copies
of the original diplomas/certificates duly attested by a Magistrate
or Notary Public should be enclosed.
Where original diplomas/certificates are sent, they will be
returned after perusal, but no responsibility can be accepted for
loss or damage of such originals.
N.B.
2:
Where a director/partner does not already hold a licence then
an application from such a person should accompany this
application.]
(If the
space above is insufficient particulars may be given in a separate
sheet which should be signed by the applicant)
4.
The individual details of all the directors/partners in the
Company/Firm be enclosed as per Form-IRDA-3A-AF attached.
5.
Did the Firm/Company ever hold a licence, if so, state number
and date of issue .......
Yours faithfully
Signature of applicant
(Designation)
Name of Firm/Company .......
Seal of the Company/Firm
Name of
place .....
Dated the
.............
CHECK
LIST
Please
ensure :
(1)
Draft in favour of Insurance Regulatory and Development
Authority, payable at New Delhi.
(2) Degree/Diploma attested by Notary/Magistrate only.
(3)
Affidavit duly notarised against S. No. 3 of the application
form is a must.
(4) Self-addressed envelop of 4.5"x10" with Rs. 17
postage stamps.
(5)
Please enclose Form-IRDA-3A-AF complete in all respects along
with attested photocopies of the documents.
Notes
:
1.
The attention of the applicant is drawn to section 102 of the
Insurance Act, 1938, which provides that whoever in any document
required for the purpose of any of the provisions of the Act, rules
or regulations made thereunder, fails to furnish the same, shall be
liable to penalty not exceeding Rs. 5 lakhs for each such failure
and punishable with fine.
2.
A firm or company can apply for only one licence which will
entitle it to act as a surveyor and loss assessor.
3.
Any correction or alteration
made in the application should be initialled by the
applicant.
4.
A fee as specified in the regulations should be paid by means
of Account Payee Demand Draft in favour of Insurance Regulatory and
Development Authority, New Delhi drawn on Indian Overseas Bank,
Parliament Street Branch, New Delhi.
Fee Structure :
The following scale of fees shall be payable to the Authority by the
fresh applicants for grant of licence:
|
Sl. No.
|
Category
of Surveyor and Loss Assessor
|
Amount
payable for Individuals (Rupees)
|
|
1.
|
A
|
Twenty-five thousand |
|
2.
|
B
|
Twenty thousand |
|
3.
|
C
|
Fifteen thousand |
5.
Payment in Cash or by Money Order, Cheque, Postal Order,
Postage or Insurance Stamp is not accepted and will be returned at
applicant's cost.
6.
If the fee is made for a category of surveyor and loss
assessor licence which involves payment of higher sum of money and
the Authority grants a licence whose category involves payment of
lower fees the Authority shall refund the balance to the applicant
within a reasonable period of time through a crossed cheque in
favour of the applicant.
7.
The application complete in all respects along with Account
Payee Demand Draft should be forwarded by the applicant to the
following address:
The
Insurance Regulatory and Development Authority
Gate
No. 3, First Floor, Jeevan Tara Bldg.,
5,
Parliament Street, New Delhi - 110 001.
8.
No acknowledgement of this application will be sent. If one is required the application should be sent by
registered post (acknowledgement due).
9.
An affidavit on non-judicial stamp paper is required to be
furnished for fresh licence in the form of a declaration as
contained in Sl. No. 3 of the application form.
FORM IRDA-3A-AF
[Refer
Sl. No. 4 of Form IRDA-3-AF]
TO
BE FILLED IN BY EVERY DIRECTOR/PARTNER OF THE COMPANY/FIRM
|
Phone
Office
|
Phone
Res.
|
Fax
|
Pager
|
Mobile
|
E-Mail
|
| |
|
|
|
|
|
|
1. Name : .......................
2. Date of Birth : ........................
3. Current
Licence No. & Date of Expiry : .............
4. Nationality : ..................
|
|
Passport size
Photo
(3 + 1)
|
|
5. Qualification (of the director/partner of Company/Firm)
(a)
Academic/professional ........................
(b)
Insurance .....................
(c)
Training attended (Nature - duration) ................
6. Communication
|
Phone
Office
|
Phone
Res.
|
Fax
|
Pager
|
Mobile
|
E-Mail
|
| |
|
|
|
|
|
7. Date of birth of the director/partner of the Company/Firm
..........
8. Practical Training Details of the director/partner of the
Company/Firm. (Please enclose the certificate of training obtained
from the surveyor/survey firm)
|
Name
of Surveyor/Survey Firm
|
Departments
allocated to the Surveyor/Survey Firm
|
Category
Awarded to the Surveyor/Survey Firm
|
Period
of training undergone (Please mention dates)
|
Names
of person(s) under whom training undertaken
|
Areas
covered
|
Result
|
| |
|
|
|
|
|
|
9.
Experience :
(a)
Whether the director/partner of the Company/Firm was employed with
any insurance company (if so, give details) :.......
(b)
Job experience of the director/partner of the Company/Firm (if
applicable) in previous employment other than insurance surveyor, if
any:........
(c)
Details of other business/employment:.........
I,
......, solemnly declare and confirm that the particulars given
above are true to the best of my knowledge and belief.
Signature:............
Name:...........
Date:.............
FORM IRDA-4-LF
[Refer
regulation 4(3)]
NOT
TRANSFERABLE
INSURANCE
REGULATORY AND DEVELOPMENT AUTHORITY
LICENCE NO. .......
Licence
to act as a Surveyor and Loss Assessor under the Insurance Act, 1938
Name
............. Address : House No. ...... Street ...... Town/District
.......... State ....... Pin Code .............. having paid the
specified fee and having made the necessary declaration is hereby
authorised under section 64UM of the Insurance Act, 1938 to act as
surveyor and loss assessor for five years from .........
This licence
will expire on ........
Name
........... are allocated the following departments and category:
|
Depts.
|
Fire
|
Mrn.
Cargo
|
Mrn.
Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
|
Category
|
|
|
|
|
|
|
|
New Delhi,
dated the ........... 20 ......
Designated Person
Insurance
Regulatory and Development Authority
Seal of the
Firm/Company
(See
Notes on the reverse)
Notes
:
1.
If it is desired to renew this licence for a further period,
the procedure stated in the regulations shall be followed, and an
application for renewal should reach the Authority at least thirty
days before the licence expires.
2.
This licence authorises the licence holder to act as a
surveyor and loss assessor for any registered insurer and therefore,
no identifying mark or note of any description by which the identity
of an insurer might be established should be placed on the licence.
3.
No correction in this licence shall be valid unless
initialled by the Designated Person of the Authority.
FORM IRDA-5-AF
[Refer
regulation 7(1)]
APPLICATION
FOR RENEWAL OF LICENCE TO ACT AS SURVEYOR
AND LOSS ASSESSOR
From :
|
Sh./Smt./Kumari
..........................
Name
of Surveyor/Loss Assessor .....................
(in
Hindi & English) ...................
Full
Address ...................
(in
Hindi & English) ................
working
as sole-proprietor of ....................
|
|
Passport size
Photo
(3 + 1)
|
|
To
The
Insurance Regulatory & Development Authority
Gate No. 3,
First Floor, Jeevan Tara Bldg.,
5,
Parliament Street, New Delhi - 110 001
Tel. 3364711
Licence No.
.............. Date of Expiry ............ Depts. allocated. ......
Category ......... ID Card No. ........
Dear Sir,
1.
I request that the above licence may be renewed for a further
period of five years.
2.
I enclosed Demand Draft No. ..... Dated ..... on ...........
showing the payment of fee.
3.
I declare that since the date of my last application for
licence (affidavit on non-judicial stamp paper - duly notarised).
-
I have not been found to be of unsound mind by a court of competent
jurisdiction;
-
I have not been found guilty of criminal misappropriation or
criminal breach of trust or cheating or forgery or an abetment of or
attempt to commit any such offence by a court of competent
jurisdiction;
-
I have not been found guilty of or to have knowingly participated in
or connived at any fraud/dishonesty or made any misrepresentation
against an insurer or an insured in the course of any judicial
proceedings relating to a policy of insurance or the winding up of
any investigation of the affairs of an insurer;
-
My licence has not been cancelled at any time by the Controller of
Insurance/Insurance Regulatory and Development Authority;
-
I declare that I continue to hold the qualification on the basis of
which my licence mentioned above was issued;
-
An undertaking on performance report showing survey work done by me
during the last 5 years of the validity period indicating total
number of survey work, and amount involved in each category of
cases, year-wise and company-wise is enclosed;
-
In addition to surveyor's work, I am also engaged on other
occupations, the details of which are given below:
or
I
am not engaged in any other occupation;
-
I have not violated the code of conduct of the Authority;
-
I have not contravened any of the provisions of the IRDA Act, 1999,
Insurance Act, 1938, rules and regulations made thereunder including
any order or directions issued by the Authority or any of its
designated persons;
-
I have not made a statement which is false in material particulars
with regard to my eligibility for the licence or renewal thereof or
in any of the activities transacted by me or the matters connected
therewith as a surveyor and loss assessor;
-
I have neither attracted the disqualification provisions referred to
in Insurance Act, 1938 nor violated the code of conduct;
-
I have performed the duties and responsibilities as a professional;
and
-
I enclose 4 passport size photographs.
4.
Whether the applicant has been in practice as a Surveyor and
Loss Assessor on the 31st May, 1970 (say Yes or No).
If answer is in affirmative and the applicant does not
possess any of the qualifications stated in Insurance Act, 1938 and
rules and regulations made thereunder the applicant must make a
declaration as given in the Insurance Rules, 1939 and duly sworn
before a Magistrate or a Notary Public.
5. I also declare that the facts stated herein are true.
6.
In case licence is submitted after expiry upto a maxium
period of six months, the licence fee will be Rs. 200 with a penalty
of Rs. 750 (along with photocopy of qualification duly attested by
Notary. See Serial No.
4 of the application notes).
Yours faithfully,
Signature of the Applicant
Dated
...........
CHECK LIST
Please
ensure
(1)
D.D. in favour of Insurance Regulatory and Development
Authority, payable at New Delhi
(2) Copy of previous licence
(3) Qualification copy
(4) Affidavit
(5) Work performance report
(6) Self-addressed envelop size 4.5"x10" with Rs. 17
postage stamps
(7) 4 No.'s passport size photographs
Notes
:
1.
The attention of the applicant is drawn to section 102 of the
Insurance Act, 1938, which provides that whoever in any document
required for the purpose of any of the provisions of the Act, rules
or regulations made thereunder, fails to furnish the same, shall be
liable to a penalty not exceeding Rs. 5 lakhs for each such failure
and punishable with fine.
2.
That name and the licence number given in the application
should be identical with those shown in the licence held.
If there is any subsequent change in the name, the reasons
for the same should be stated furnishing documentary evidence for
the same.
3.
Any correction or alteration made in answer to the questions
in the application should be initialled by the applicant.
4.
The application should reach the Authority at least thirty
days before the expiry of the licence.
5.
A fee of Rs. 200 should be paid by means of Account Payee
Demand Draft in favour of Insurance Regulatory and Development
Authority, New Delhi drawn on Indian Overseas Bank, Parliament
Street Branch, New Delhi.
6.
If the fee is made for a category of surveyor and loss
assessor licence which involves payment of higher sum of money and
the Authority grants a licence whose
category involves payment of lower fees the Authority shall
refund the balance to the applicant within a reasonable period of
time through a crossed cheque in favour of the applicant.
7.
The application complete in all respects along with bank
draft and the certificates attested by a Magistrate or a Notary
Public should be forwarded by the applicant to the following address
by Registered Post :
The
Insurance Regulatory and Development Authority
Gate
No. 3, First Floor, Jeevan Tara Building,
5,
Parliament Street, New Delhi - 110 001
Tel.
No. 3364711
Enquiry
between 1500 hrs. to 1600 hrs.
8.
Payment in Cash or by Money Order, Cheque, Postal Order,
Postage or Insurance Stamp is not accepted and will be returned at
applicant's cost.
9.
No acknowledgement of this application will be sent. If one is required the application should be sent by
registered post (acknowledgement due).
10.
An affidavit duly notarised on non-judicial stamp paper is
required to be furnished for renewal of licences in the form of a
declaration as contained against Sl. No. 3 of the application form.
FORM IRDA-6-AF
[Refer
regulation 7(1)]
APPLICATION
FROM A FIRM OR COMPANY FOR RENEWAL OF A LICENCE TO ACT AS
A SURVEYOR
AND LOSS ASSESSOR
From
Name of the
Applicant ......................... (In Block Letters in Hindi &
English)
Full Address
: ........................................ (In Block Letters in
Hindi & English)
To
Insurance
Regulatory and Development Authority
Gate No. 3,
First Floor, Jeevan Tara Bldg.,
5,
Parliament Street, New Delhi - 110 001
Tel. 3364711
Licence No.
....... Department allocated ........... Category ....... I.D. Card
No. ........ Date of Expiry .........
Dear Sir,
It is
requested that the above licence may be renewed for a further period
of five years for the following classes of insurance :
|
Depts.
|
Fire
|
Mrn.
Cargo
|
Mrn.
Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
|
Please
tick
|
|
|
|
|
|
|
|
2.
The receipt No. ...... dated ..... from ..... showing payment of
fees of Rupees .......... is enclosed.
3.
It is hereby declared that--
(i) no director/partner of our Company/Firm has been found to be
of unsound mind by a court of competent jurisdiction;
(ii)
no director/partner of our Company/Firm has been found guilty
of criminal misappropriation or criminal breach of trust, or
cheating or forgery, or an abetment of or attempt to commit any such
offence by a court of competent jurisdiction;
(iii)
no director/partner of our Company/Firm has been found guilty of or
to have knowingly participated in or connived at any fraud,
dishonesty or misrepresentation against an insurer or an insured in
the course of any judicial proceedings relating to any policy of
insurance or the winding up of an insurance company or in the course
of an investigation of the affairs of an insurer;
(iv) no director/partner of our Company/Firm is a minor;
(v)
no director/partner of our Company/Firm shall violate the
code of conduct specified by the regulations made by the Authority;
(vi)
all director(s)/partner(s) of our Company/Firm possess the
requisite qualifications and practical training as specified by the
regulations made by the Authority; and
(vii)
all director(s)/partner(s) of our Company/Firm have passed such
examination as specified by the regulations made by the Authority.
4.
It is declared that each one of the partners/directors of the firm
who was a partner/director when the above-mentioned licence was
issued and who is now a partner/director continues to satisfy the
requirements of clause (D) of sub-section (1) of Section 64UM of the
Act.
5.
It is also declared that the particulars given below are true.
6.
The names of all the director(s)/partner(s), with their addresses,
are given below, stating in each case the date of birth and whether
the partner or director or employee claims to--
| (a) |
have been in practice
as a surveyor/loss assessor on the 26th October 1968 or |
(a) ...................... |
| (b) |
hold a degree
of a recognised university in any branch of engineering or |
(b) ......................
|
| (c) |
be a fellow or
associate member of the Institute of Chartered Accountants of
India or Institute of Cost and Works Accountants of India or |
(c) ........................
|
| (d) |
possess actuarial
qualifications or holds a degree or diploma of any Indian University
or Institute in relation to insurance or |
(d) ....................... |
| (e) |
hold a diploma
in insurance granted or recognized by the Government or |
(e) .................... |
| (f) |
possess any of
the technical qualifications mentioned in rule 56-A. |
(f) .....................
|
[N.B.
In the case of each of the director/partner who was not a
partner/director on the date of last application for licence--
(i)
where he claims to come under item (a) above, and is not
eligible to come under any of the items (b) to (f) above, a
declaration as given in the Insurance Rules, 1939 and sworn before a
Magistrate or a Notary Public should be forwarded with this form;
and
(ii)
where the claims to come under any one of the items (b) to
(f) above, either the original diplomas/certificates with one of the
attested copy each, or copies of the original diplomas/certificates
duly attested by a Magistrate or Notary Public should be enclosed.
Where original diplomas/certificates are sent, they will be
returned after perusal, but no responsibility can be accepted for
loss or damage of such originals.]
7.
The individual details of all new directors/partners in the
Company/Firm be enclosed as per Form-IRDA-6A-AF attached.
Yours faithfully
Signature of applicant
Designation
Name of Firm/Company ...................
Seal of the Company/Firm
Name of
place .....
Dated the
.......
CHECK LIST
Please
ensure :
(1)
Draft in favour of Insurance Regulatory and Development
Authority payable at New Delhi.
(2) Copy of previous licence.
(3)
Degree/Diploma attested by Notary/Magistrate only for new
directors/partners of the company/firm.
(4)
Affidavit duly notarised against Sl. No. 3 of the application
form is a must.
(5) Self-addressed envelop of 4.5 x 10" with Rs. 17 postage
stamps.
(6) Work performance report.
(7)
Please enclose Form-IRDA-6A-AF complete in all respects along
with attested photocopies of the documents in respect of all new
directors/partners/employees of the company/firm.
Notes
:
1.
The attention of the applicant is drawn to section 102 of the
Insurance Act, 1938, which provides that whoever in any document
required for the purpose of any of the provisions of the Act, rules
and regulations made thereunder, fails to furnish the same, shall be
liable to a penalty not exceeding Rs. 5 lakhs for each such failure
and punishable with fine.
2.
The name and the licence number given in the application
should be identical with those shown in the licence held.
If there is any subsequent change in the name, the reason for
the same should be stated furnishing documentary evidence for the
same.
3.
Any correction or alteration made in the application should
be initialled by the applicant.
4.
The application should reach the Authority at least thirty
days before the expiry of the licence.
5.
A fee of Rs. 200 should be paid by means of Account Payee
Demand Draft in favour of Insurance Regulatory and Development
Authority, New Delhi drawn on Indian Overseas Bank, Parliament
Street Branch, New Delhi.
6.
Payment in Cash or by Money Order, Cheque, Postal Order,
Postage or Insurance Stamp is not accepted and will be returned at
applicant's cost.
7.
If the fee is made for a category of surveyor and loss
assessor licence which involves payment of higher sum of money and
the Authority grants a licence whose category involves payment of
lower fees the Authority shall refund the balance to the applicant
within a reasonable period of time through a crossed cheque in
favour of the applicant.
8.
The application complete in all respects along with crossed
Demand Draft should be forwarded by the applicant to the following
address:
The
Insurance Regulatory and Development Authority
Gate
No. 3, First Floor, Jeevan Tara Bldg.,
5,
Parliament Street, New Delhi - 110 001.
9.
No acknowledgement of this application will be sent. If one
is required the application should be sent by registered post
(acknowledgement due).
10.
An affidavit on non-judicial stamp paper is required to be
furnished for fresh licence in the form of a declaration as
contained in Sl. No. 3 of the application form.
FORM IRDA-6A-AF
[Refer
Sl. No. 7 of Form IRDA-6-AF]
TO
BE FILLED BY EVERY DIRECTOR/PARTNER OF THE COMPANY/FIRM
|
1. Name : ..........................
2. Date of Birth : ..........................
3. Current Licence
No.
& Date of Expiry : ..........................
4. Nationality : ..........................
|
|
Passport size
Photo
(3 + 1)
|
|
5.
Qualification (of the new partners of the firm/new directors
of the company)
(a)
Academic/professional ..........................
(b)
Insurance
..........................
(c)
Training attended (Nature - duration)
..........................
6.
Communication
|
Phone
Office
|
Phone
Res.
|
Fax
|
Pager
|
Mobile
|
E-Mail
|
| |
|
|
|
|
|
7.
Date of Birth of new partners of the firm/new directors of
the company ......
8.
Practical Training details of new partners of the firm/new
directors of the company. (Please
enclose the certificate of training obtained from the
surveyor/survey firm)
|
Name
of Surveyor/Survey Firm
|
Departments
allocated to the Surveyor/Survey Firm
|
Category
Awarded to the Surveyor/Survey Firm
|
Period
of training undergone (Please mention dates)
|
Names
of person(s) under whom training undertaken
|
Areas
covered
|
Result
|
| |
|
|
|
|
|
|
9. Experience :
(a)
Whether any of the new partners of the firm/new directors of the
company was employed with any insurance company (if so, give
details):
(b)
Job Experience of new partners of the firm/new directors of the
company (if applicable) in previous employment other than insurance
surveyor, if any:
(c)
Details of other business/employment :..............
I,
..............., solemnly declare and confirm that the particulars
given above are true to the best of my knowledge and belief.
Signature : ................
Name :
..............
Date : ...............
FORM IRDA-7-LF
[Refer
regulation 7(2)]
NOT
TRANSFERABLE
LICENCE
NO. ......
Renewal of
Licence to act as a Surveyor and Loss Assessor under the Insurance
Act, 1938
|
Mr./Mrs./Miss
......................
Address
....................
|
|
Passport size
Photo
(3 + 1)
.
|
|
*working as
sole proprietor of ............. having paid the specified fee and
having made the necessary declaration, his/her Licence No. ........
dated ........ to act as a surveyor and loss assessor is hereby
renewed upto ......... day of ........... 20 .......
Name
.......... are allocated the following departments and category:
|
Depts.
|
Fire
|
Mrn.
Cargo
|
Mrn.
Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
|
Category
|
|
|
|
|
|
|
|
New Delhi,
dated the ........ 20 .........
Signature of
the Licence holder .........
Designated Person
Insurance Regulatory and Development Authority
*(Strike out
if not required)
(See
Notes on the reverse)
Notes
:
1.
If it is desired to renew this licence for a further period,
the procedure stated in the regulations shall be followed, and an
application for renewal should reach the Authority at least thirty
days before the licence expires.
2.
This licence authorises the licence holder to act as a
surveyor and loss assessor for any registered insurer and therefore,
no identifying mark or note of any description by which the identity
of an insurer might be established should be placed on the licence.
3.
No correction in this licence will be valid unless initialled
by the Designated Person of the Authority.
FORM IRDA-8-LF
[Refer regulation 7(2)]
NOT TRANSFERABLE
LICENCE NO. ......
Renewal of Licence to act as a
Surveyor and Loss Assessor under the Insurance Act, 1938
Name
......................................................
Address
................................................. having paid the
specified fee and having made the necessary declaration is hereby
authorised under section 64UM of the Insurance Act, 1938 to act as
surveyor/loss assessor for five years from .......................
This
Licence will expire on .................
Name
................... are allocated the following departments and
category :
|
Depts.
|
Fire
|
Mrn. Cargo
|
Mrn. Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
|
Category
|
|
|
|
|
|
|
|
New Delhi,
dated the ........ 20 .........
Signature
of the Licence holder .........
Seal of the
Firm/Company
Designated Person
Insurance
Regulatory and Development Authority
(See Notes on the reverse)
Notes
:
1. If it is desired to
renew this licence for a further period, the procedure stated in the
regulations shall be followed, and an application for renewal should
reach the Authority at least thirty days before the licence expires.
2. This licence authorises
the licence holder to act as a surveyor and loss assessor for any
registered insurer and therefore, no identifying mark or note of any
description by which the identity of an insurer might be established
should be placed on the licence.
3. No correction in this
licence will be valid unless initialled by the Designated Person of
the Authority.
FORM IRDA-9
[Refer regulation 10(1)]
APPLICATION FOR DUPLICATE LICENCE
To
Insurance
Regulatory and Development Authority
Gate No. 3,
First Floor, Jeevan Tara Bldg.,
5,
Parliament Street, New Delhi - 110 001
Tel. :
3364711.
Dear Sir,
Re : Issue of Duplicate Licence
I regret to inform you that my/our
Licence No. ........ expiry date ....... has been
1. lost
2. destroyed
3. mutilated
by the
following circumstances
.............................
The fees of
Rs. 5 is also paid for issue of duplicate licence.
I/We,
therefore request the Authority to kindly issue a duplicate licence
in light of the circumstances explained above.
I,
............, solemnly declare and confirm that the particulars
given above are true to the best of my knowledge and belief.
Signature : ............
Name :
..............
Date :
..............
FORM IRDA-10-LF
[Refer regulation 10(3)]
NOT TRANSFERABLE
LICENCE NO. .....
DUPLICATE LICENCE
Name
.......... Address : House No. ...... Street ..... Town/District
...... State ........... Pin Code ........ having paid Rs. Five only
and having made the necessary declaration of having
lost/destroyed/mutilated the licence is hereby authorised under
section 64UM of the Insurance Act, 1938 to continue to act as
surveyor and loss assessor for the balance period till expiry of the
licence.
This
Licence will expire on ....
The
surveyor and loss assessor will continue to work for the following
departments:
|
Depts.
|
Fire
|
Mrn. Cargo
|
Mrn. Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
|
Category
|
|
|
|
|
|
|
|
New Delhi,
dated the .... 20 ....
Signature
of the Licence Holder .....
or
Seal of the
Firm/Company
Designated Person
Insurance Regulatory
and Development Authority
(See Notes on the reverse)
Notes
:
4. If it is desired to
renew this licence for a further period, the procedure stated in the
regulations shall be followed, and an application for renewal should
reach the Authority at least thirty days before the licence expires.
5. This licence authorises
the licence holder to act as a surveyor and loss assessor for any
registered insurer and therefore, no identifying mark or note of any
description by which the identity of an insurer might be established
should be placed on the licence.
6. No correction in this
licence will be valid unless initialled by the Designated Person of
the Authority.
FORMAT OF
IDENTITY CARD
FRONT
INSURANCE REGULATORY AND
DEVELOPMENT AUTHORITY
Gate No. 3, First Floor, Jeevan
Tara Bldg., 5, Parliament Street,
New Delhi - 110 001. Ph. No. 3364711
SURVEYOR AND LOSS ASSESSOR IDENTITY
CARD
I.D. No. : .........
Name
...................................
Address :
House No. ............ Street .........
District
................ Town/City ................
State
................... Pin Code ..................
Surveyor
Licence No. : ........ Valid till : ..........
Departments
allocated & Category :
|
Depts.
|
Fire
|
Mrn. Cargo
|
Mrn. Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
|
Category
|
|
|
|
|
|
|
|
Designated
Person : ...........
Signature of the Licence Holder
BACK
1. Please surrender this
card on expiry/suspension/cancellation.
2. The licence holder must
inform the Authority immediately if this card is lost or stolen.
3. This card is the
property of the Authority and is not transferable.
4. If this card is found
please return to the Insurance Regulatory and Development
Authority's office.
5. Warning : Misuse of this
card is an offence.
FORMAT OF
IDENTITY CARD
FRONT
INSURANCE REGULATORY AND
DEVELOPMENT AUTHORITY
Gate No. 3, First Floor, Jeevan
Tara Bldg., 5, Parliament Street,
New Delhi - 110 001. Ph. No. 3364711
SURVEYOR/LOSS ASSESSOR IDENTITY
CARD
I. D. No. :
.............
Name :
........................
Regd.
Address : House No. .......... Street .......
District
.............. Town/ City ................
State
............. Pin Code ......................
Firm/Company Licence No. : ...... Valid till : ........
Department
allocated & Category:
|
Depts.
|
Fire
|
Mrn. Cargo
|
Mrn. Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
|
Category
|
|
|
|
|
|
|
|
Designated
Person : ......
Seal/Stamp of the Firm/Company
BACK
1. Please surrender this
card on expiry/suspension/cancellation.
2. The licence holder must
inform the Authority immediately if this card is lost or stolen.
3. This card is the
property of the Authority and is not transferable.
4. If this card is found
please return to the Insurance Regulatory and Development
Authority's office.
5. Warning : Misuse of this
card is an offence.
FORM IRDA-11
[Refer regulation 15(11)]
FORMAT FOR KEEPING RECORDS FOR 3
YEARS
|
S. No.
|
Name and
address of the Insured
|
Name and
address of the Insurer
|
Policy No.
|
Dept. in
which the claim falls
|
Date of
allocation of survey work
|
Date of
survey/inspection
|
Date of
submission of survey report
|
Amount of
claim assessed
|
Survey Fee
Details (Amt./dt. of payment)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
Note
: The survey reports, photographs, etc., as mentioned in regulation
15(11) shall be kept separately.
FORM IRDA-12
[Refer regulation 19(b)]
FORMAT FOR ANNUAL SUBMISSION OF
RETURN TO THE AUTHORITY
1. Name :
.........................
2. Current Licence No. &
Date of Expiry : ............................
3. Qualifications acquired
in the past one year
-- Academic/Professional :
...........................
-- Insurance :
...........................
-- Training attended (Nature and
duration) : ..................
4. No. of surveys done in
last financial year and the name of insurers:
20 .. - 20 ....
|
Insurers
|
Fire
|
Mrn. Cargo
|
Mrn. Hull
|
Engg.
|
Motor
|
Misc.
|
LOP
|
Total
|
|
A
|
|
|
|
|
|
|
|
|
|
B
|
|
|
|
|
|
|
|
|
|
C
|
|
|
|
|
|
|
|
|
|
D
|
|
|
|
|
|
|
|
|
5. Quantum of losses
assessed in last financial year 20 ... - 20 ..
|
Fire
|
No.
|
Mrn. Cargo
|
No.
|
Hull No.
|
No.
|
Engg.
|
No.
|
Motor
|
No.
|
Misc.
|
No.
|
LOP
|
No.
|
|
>10 lacs |
|
>1 lac |
|
>10 lacs |
|
>2.5 lacs |
|
>50000 |
|
>1 lac |
|
>10 lacs |
|
|
1-10 lacs |
|
25000-1 lac |
|
2.5-10 lacs |
|
50000-2.5 lacs |
|
10000-50000 |
|
25000-1 lac |
|
1-10 lacs |
|
|
0-1 lac |
|
0-25000 |
|
0-2.5 lacs |
|
0-50000 |
|
0-10000 |
|
0-25 000 |
|
0-1 lac |
|
|
Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
6. (a) Income derived from
survey work during the year, Rs. ......
(b) Profit after deducting for
management expenses, Rs. .......
I, ......., solemnly declare and
confirm that the particulars given above are true to the best of my
knowledge and belief.
| 